Below are 3 things that I have done every single Friday for about 5 years now. Its habit now and it helps me keep my finances in check.
1 - Pay off my credit cards!
Every Friday morning the first thing I do it open my credit card apps and pay them off completely. I make sure they are zeroed out. I鈥檓 am so set on this goal that sometimes in preparation if money is low I鈥檒l sell some silver earlier in the week to make sure I can pay them off completely.
I have a visa and discover credit card. I only use the discover for the 5% cash back categories each quarter.
2 - I move $25 into my new car fund and $75 into my emergency fund.
New car fund does not mean 2020 car fund. 馃挵馃挵. $25 a week doesn鈥檛 get you that. I am always saving for my next car. You never know when your 2002 Honda with 250k miles on it will break down.
3 - I plan out my next week of spending.
This is a very simple not detailed plan. I just walk through a quick plan on paper and decide how much money I鈥檒l be tentatively spending. It gets my mind right for the next week.
Maybe you do similar. Maybe you think it鈥檚 stupid but it works for me. I hope you enjoy hearing how it works for me.
