This is an interesting piece. Can't help adding my bit to it. Yeah, for me, financial independence is being able afford all I want without worrying about running out of money. Generally, we all save for months or years to buy a car or we may purchase the car and spread the payment over several months or years, right?
Now think of this. You went out to visit a friend whose base isn't too far from a car dealership. And you suddenly sighted this beautiful 2-door, convertible Chevy. It blew you away at the very first sight, and you went straight into the dealership to ask for the price.
And after hearing the price of the car, you say "Can I have it right now?" Even the salesman will be taken aback. You paid for the car in full and it got delivered to your location.
Remember, you didn't plan to buy a car when you left home. But you saw it and paid for it immediately. That is financial independence!
RE: What IS “Financial Independence,” Really?