Hello steemian
I was doing some learning and research on cryptocurreny as homework, since i am new in this world of cryptocurrency and blockchain. I came across Bankera. Let me explain to my best ability and understanding what Bankera ICO is.
Bankera ICO is a cryptocurrency bank. Looking to replicate banking system, from the banking industry into cryptocurrency world. Reinventing bank into decentralized, online, internet base in cryptocurrency. Bankera is building digital bank, banking for the blockchain era.
The founding team of Bankera owns and operates a successful cryptocurrency exchange platform, Spectrocoin. Spectrocoin is web base bitcoin wallet and exchange provider, debit and credit card provider and payment proccessor. Spectrocoin also support fiat deposit and withdrawals to other currencies. Spectrocoin will continue to provide solution for cryptocurrency. Whereas, Bankera will provide banking related services.
Bankera ICO in general.
Offering services like a traditional bank would normally do. Providing bank account, saving and current account, interchange banks rate and processing. Abilities to get Loan like a normal bank and other services. All these services support fiat and cryptocurrencies.
Customers numbers, Individual International Bank Account Numbers (IBAN), which can handle payments in the single Euro payments Area (SEPA) said to be able to do transaction of fiat currencies cross border transactions. It is acquired upon opening an account.
Bankera also offering Debit Cards. To pay for things with cryptocurrency and exchanges into fiat.
Bankera Token use on pre-ICO and on going ICO is called Bankers (BNK). As a BNK(Erc20) token holder, a 20% dividen giving to holders. Its weekly refferal commission as reward. Basically getting 20% profit every week.
They already have 706k+ clients. Currently generating 1 milllion daily volume uses of thier service.
Bankera will implement solutions such as GDP linked currencies, used equity traded funds as a substitute for money.
They are looking for regulation. By being regulated bank by mid 2018, In 2019, they are likely to be getting their banking licence. So they are the 1st cryotocurrency bank to get a banking licence before 2020.
Bankera covers 22 fiat currencies including major currency, USD, EUR and GBP. And also support cryptocurrencies like Bitcoin, Ethereum, Dash, Nem and Erc20.
Recent news, Bankera have bought a Pacific Private Bank. This is a bank of wealth management, private banking solutions. By adding this infrastructure to thier existing infrastructure making it much stronger.
Traditional Banks are anti cryptocurrency, they are centralized, benefit only the fiat system and they are not cryptocurrency friendly.
We need a Bank where money can go to a cryptocurrency account and make transfer easy, cheap and without complication. Traditional Banks have massive lack of these services.
Cryptocurrency are becoming higher force, more people entering. They need infrastructure, Banks relate services in the space.
Links.
https://bankera.com
https://spectrocoin.com
