You worry too much about the hive.

I'm not worried about the price of the hive. BTC will eventually reach a million dollars, and Hive should go up.
I have $2 due to be cashed out in the next 7 days, and I don't think it will even cover the cost of the electricity I use while I'm in the Hive ecosystem.
I have no desire to leave the hive, so I won't worry about the price of Hive, the rewards pool, or the DHF.