Hey Happy 40 ! I'm happy you're 2 years older than me lol just kidding ! I hope you had a blast !

Now I'm in the luxury position, where I can just rent and take my time to figure out what next step to take.

I've always thought that having your own house is the "luxury position" . I'm conscious that I'm pushing 40 and I still don't have my own house or never have bought my own house. And yet I probably have more savings (cash and crypto) than those who have their own houses I don't know.