I have no strategy! 😂🤣 I just buy when I see stuff I like.

I am fortunate. My spouse and I do alright financially and it is just us (no kids). That gives us a bit of freedom for these sort of purchases when we feel like making them. My one strategy is to make sure any of my online orders qualify for free shipping. 😊

The nice thing about buying silver is there is really no cost. You are just exchanging one type of currency for another of equal (and in many ways greater) value. ☺️