RE: Fractional Banking and the Velocity of Money: perfected by banks, but available to consumers to pay debts.
The cash-flow idea makes sense, but I’d check each account’s terms first. I found useful details on bank of america phone number https://bank-of-america.pissedconsumer.com/customer-service.html credit cards, loans, checking and payment.
RE: Fractional Banking and the Velocity of Money: perfected by banks, but available to consumers to pay debts.