For the people who have managed to hold some assets that will appreciate in a bullrun, all is well. For those who were forced or chose to sell in order to maintain lifestyle, they are going to get punished.

I am in both boats. I am accumulating one asset Hive every day meanwhile all my holding of ethereum based stocks are getting sold to pay random bills and healthcare things. It may take time but hoping that I may at some point balance this massive leak of paying for stuff using crypto. I want to reach position where I am stacking crypto only for profit and not to pay off debt and card bills. Hive hopefully would come in rescue at some point in near future.