because the online world is one that encourages consumption

It's not just online world but offline world too. I was using Linux and not used to go out during the weekend, never bought iphone in early 20s or so. Result? I was looked broke in front of people and that perception is not changing. Even today. Like despite me saving and investing good. I feel in the right age, if you invest and use the money you dont have regrets on some things.