I have seen this in work with the projects that I do. When I do it for others I do it as a job. And I am extremely careless for my own projects and they rarely get done. So I feel like that same with money, we just sometimes care with the authority, if person in front is good we handle with care else we are careless. Handling money and the jobs kind of is the thing that is imprinted on us. It's hard to deal.