What makes a decision difficult?
Is it that we feel like we are flying blind? Is it that we feel unsure of ourselves? Is it that none of the options presenting themselves are particularly appealing? Is it that whatever we choose will be life altering, no matter what?
Sometimes it might simply be that we don't feel ready; the situation was forced on us, by circumstances beyond our control.
That scenario has happened to me many times in my adult life!
For some years, Mrs. Denmarkguy and I have been discussing whether to stay in our home we've been in for many years... or sell it and find a smaller place that's less expensive and less work to maintain. For some years, we were leaning towards moving, then we made the choice to just stay because we have so much effort invested in making this place ours.
Lately, though, we are swinging back towards selling and moving... perhaps because "the years are catching up with us."
Much as we might want things to be otherwise, we're not 29 any more.
And then there's the cost of staying, which just keeps rising. We recently got a letter from the Homeowners Association, to let us know that next year there will be an additional $155 per quarter assessment to cover saving up to re-pave all the streets in the neighborhood. That's another $620 a year we don't have.
Meanwhile, our house insurance went up by 40% this year. Our income sure didn't grow by 40%! I doubt anyone's did...
We're not keen on the idea of going into debt just pay our basic cost to be alive.
Many moons ago, I remember listening to my late parents wrestle with the same sort of thing... so maybe this kind of difficult decision is also one of coming to terms with not only aging, but with the fact that our ostensible "peak earning years" are increasingly behind us, so there will be no more income increases to meet ever-increasing expenses.
We're also facing the reality that a belief in a better future might be little more than hopium, including the possibility that crypto would somehow hold a significant place in that future.
We have never thought of our house as an investment, it was always a place to live.
That said the real estate markets are getting rather dodgy, so maybe selling is actually a good idea...
Thanks for stopping by and have a great weekend!
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Created at 2024-09-08 02:02
