I always thought so-called "Payday Loans" were a scam because of the exceptionally high fees... but this takes it to a whole new level.

Definitely, what I would call an "Uncle Guido Loan." I'm sure they'd send some knuckledragger around to break a couple of my fingers if I were late with a payment.

Thankfully, I'm not interested in anything beyond conventional credit cards... 26.9% APR is bad enough...