From where I am sitting, those seem like reasonable and proportional ambitions... based in actual tangible reality.

It's pretty close to what we're striving for, as well. We have the house, the vehicle (both paid for), land to grow food, pretty reliable internet... we mostly need to work on the "available cash" end of the equation. Our debt is mostly on a Home Depot card because they run 12-18-24 month financing at zero APR on various promos.

The cash squeeze comes mostly from living in an area where the house we paid $275K for in 2011 now has a tax and market value topping $1M... so property taxes, insurance, etc. is based on that larger number.

Still, it beats being in debt... I'd rather be strapped a bit but debt free.