And I am somewhat with you there @gillianpearce in that I am not (yet!?!?) yet terribly worried about the amounts I am trying to keep safe. Fr someone like @onealfa it's a more pressing matter because he's guarding hundreds of thousands or even millions.

You make a very good point about the family and being able to even find all this stuff. I am also spread all over the place... although I am trying to simplify... and one of my "projects" for this year is to simply put together a sort of "map" for the eventuality that something does happen to me.