The cost of living is — quite frankly — scary. I mean, if you're a homeowner, so much you pay for is loosely indexed by your property value. Sure, it's great that our house has appreciated by 400% since 2011, but so has the cost of insurance, property taxes, HOA fees and so on. Our incomes sure haven't appreciated by 400% over that period!

Meanwhile, a very ordinary dozen eggs is currently $9.89, allegedly because of "bird flu." When that threat wanes, will the price come back down? Not likely...