I guess I'm just "too much of a Buddhist" in some ways... very rarely — if ever — are people or ideas 100% right or 100% wrong. Whenever the insistence that something has to be done according to a certain system, you inevitably end up with some being repressed and ignored, leading to unrest, leading to a new "revolution" and the cycle just goes on and on...

I seem to remember the Swiss were in the early stages of trying to abolish "fractional banking" some years back, in an attempt to return to a "real" monetary system, in which banks can't "create" money simply by making loans. I don't think it got very far, but at least there was enough interest at a national level for a proposed referendum.

Of course, they are a little different, with their direct democracy...