I will tell you all about microfinance and lending.The world has been providing microfinance for over 35 years. Back in 1983 in the country under the name Bangladesh under the leadership of Muhammad Yunus Grameen WPC was founded, whose mission was to issue micro loans at a small percentage without collateral and guarantee of individuals and legal entities.these loans were Intended for the poorest segments of the population for the development of small businesses. In 2006, Yunus Bal was awarded the Nobel prize for his contribution to the fight against poverty through the creation of a microcredit system.Let's look at what microcredit is useful and what the pros and cons of carries.The main advantages include high availability, as with a bad credit history it is difficult to get a loan in a classic Bank.Often no proof of income is required, and various bureaucratic certificates.This loan can be obtained very quickly, when urgently needed borrowed funds.The main disadvantages include high interest rates.Various moshenicheskie delivery scheme .To solve all these problems in public ,the project KRIPTON (L-Pesa) was proposed. L-Pesa is a platform for providing financial services to borrowers for business development or for inflammation of other needs based on modern technologies, such as blockchain, smart contracts, artificial intelligence, big data, biometric identification.The company was born in the distant year of 2014.And during this time has gained an extensive customer base of about 150,000 regular customers.Mainly serves customers in Tanzania and Kenya.In the near future plans to capture the Asian continent and India.The company is very careful about the choice of the borrower.And thanks to these successes, the payout percentage is very high.Most of the operations to consider the borrower automated including the use of artificial intelligence.A kind of rating trust system is organized on the platform.That is, the borrower is given loans on the principle of stairs.On the platform, a serious user authentication is organized,it is necessary to load documents into the user's personal accounts.Only the first application is closely examined, all subsequent applications are automatically approved, thanks to the implementation of the rating system.Once the loan is approved, the payment is made in real time using a mobile service such as M-Pesa or Tigo Pesa.The platform is organized around the clock online user support.Convenient payment graffiti is available in private offices,and all payments can be made online.Biometric identifier systems will lead to a sharp decrease in the cost and the possibility of providing financial services without a physical branch network.Artificial intelligence allows for automatic underwriting. Let's consider the details of ICO
Token Name: Kripton
Ticker: LPK
Standard Token: Token ERC20
Token price: 1 LPK = 0.02 USD
Hard Cap of $52M
Token Supply: 2,600,000,000Today I will tell you all about microfinance and lending.The world has been providing microfinance for over 35 years. Back in 1983 in the country under the name Bangladesh under the leadership of Muhammad Yunus Grameen WPC was founded, whose mission was to issue micro loans at a small percentage without collateral and guarantee of individuals and legal entities.these loans were Intended for the poorest segments of the population for the development of small businesses. In 2006, Yunus Bal was awarded the Nobel prize for his contribution to the fight against poverty through the creation of a microcredit system.Let's look at what microcredit is useful and what the pros and cons of carries.The main advantages include high availability, as with a bad credit history it is difficult to get a loan in a classic Bank.Often no proof of income is required, and various bureaucratic certificates.This loan can be obtained very quickly, when urgently needed borrowed funds.The main disadvantages include high interest rates.Various moshenicheskie delivery scheme .To solve all these problems in public ,the project KRIPTON (L-Pesa) was proposed. L-Pesa is a platform for providing financial services to borrowers for business development or for inflammation of other needs based on modern technologies, such as blockchain, smart contracts, artificial intelligence, big data, biometric identification.The company was born in the distant year of 2014.And during this time has gained an extensive customer base of about 150,000 regular customers.Mainly serves customers in Tanzania and Kenya.In the near future plans to capture the Asian continent and India.The company is very careful about the choice of the borrower.And thanks to these successes, the payout percentage is very high.Most of the operations to consider the borrower automated including the use of artificial intelligence.A kind of rating trust system is organized on the platform.That is, the borrower is given loans on the principle of stairs.On the platform, a serious user authentication is organized,it is necessary to load documents into the user's personal accounts.Only the first application is closely examined, all subsequent applications are automatically approved, thanks to the implementation of the rating system.Once the loan is approved, the payment is made in real time using a mobile service such as M-Pesa or Tigo Pesa.The platform is organized around the clock online user support.Convenient payment graffiti is available in private offices,and all payments can be made online.Biometric identifier systems will lead to a sharp decrease in the cost and the possibility of providing financial services without a physical branch network.Artificial intelligence allows for automatic underwriting. Let's consider the details of ICO
Token Name: Kripton
Ticker: LPK
Standard Token: Token ERC20
Token price: 1 LPK = 0.02 USD
Hard Cap of $52M
Token Supply: 2,600,000,000
Website: https://kriptonofafrica.com/
Technical document: https://kriptonofafrica.com/static/pdfs/L-Pesa%20ICO%20white%20paper%202018.pdf
Twitter: https://twitter.com/lpesaico
Telegram: https://t.me/LpesaICO
Bitcointalk ANN: https://bitcointalk.org/index.php?topic=2885970.0
Bitcointalk Bounty: https://bitcointalk.org/index.php?topic=3119229.0
Author of the article:https://bitcointalk.org/index.php?action=profile;u=1725951