Yes. I believe that this offers a very nice middle-ground for both HIVE and HBD. By offering a high HBD APR, we can potentially draw more investors in and maybe even go further by encouraging exchanges to offer savings accounts for HBD to their customers, safe interest in their savings account. I am all in for this change to happen in HF25.
Honestly, if the HF25 wasn't this close, I'd like to also see high HIVE interest in savings. Whereas people who would like to receive HIVE and potentially profit from the increase in HIVE price (and would work beautifully hand-in-hand with HBD savings) but have no connection with the governance (if they would like to participate in it, they can always power up their HIVE, longer unstaking, but able to participate) as some people just want the profits or the benefits that HIVE brings and have no interest in governance. Same as HBD, it could potentially lead to various exchange listings for interest which would attract even more investors.
In my opinion, those two are only good things.
RE: Proposal to make HBD interest payable only to savings accounts