It's the same everywhere, it's not like things are better in Italy, services get cut year by year, wages have less and less value, prices have doubled since covid started... The solution? Close hospitals, close offices... BUT spend billions for weapons!! Maintime I need to pay 150€ for a private visit because on public there's 1 year wait! Wage is 30% taxed...

Bank transfer depends again on weekend, if you do a bank transfer Friday, it's possible it takes 5 days...

As for online shopping, I only buy using PayPal so I can make a complain in case, I order stuff for cats, medicines and less often organic stuff, a few times a product was missing but they sent me a refund