Thanks for the feedback!

The best policy makes HBD reasonably attractive to hold but not so attractive that its supply grows at an unsustainable rate.

Totaly agreed with this. Also on the liquidtiy side, its still the no.1 problem for HBD, although its improved a lot recently.

Just today someone was asking me how to get 100k HBD and it is not an easy task.

What is your opinion on leaving a fixed rate for a few years, and then revisit?