After some period of oscilation between 12% and 14%, the HBD savings rate is now at 12%.
This is the one year timframe chart. We can see that it first dropped from 15% to 14% back in March, and again at the end of April from 14% to 12%.
The long term chart looks like this:
HBD interest rate was at 20% at its height, then dropped to 15% back in August 2024.