Thanks for the answer. That makes sense, I wonder how it worked. I loathe rules.

I've literally been waiting on my upgraded Crypto.com card for over a month now. I wish I'd received it already, lucky you for having yours. I went with Indigo, did you upgrade or go with the free version? All work well.

Yea the tax thing sucks. I don't know anything about it either and am just going to live and see what happens. I'm tired of obeying every little thing and playing on the safe side.