HBD costs $1, is pegged to $1, and pays 15% interest monthly. Plus, you have a 3 day lockup before it's liquid.

SURGE costs ~87 cents, will trade at $1 (immediate 15% return once it starts trading), pays 15% interest weekly (which means it yields over 17%), and you don't have to lock it up. Again, this is after it sells out.

PLUS, you have two ways to get even more upside. 1) 50 SURGE convert into 1 LSTR so if and when LSTR goes over $50, you get to participate in the LSTR upside from there. In other words, if LSTR goes to $60, you can convert the 50 SURGE you paid $43 for (currently) and sell it for $60. Or 2) If LSTR is at $60, the SURGE token should trade for around $1.20 since 50*$1.20=$60. So you could NOT convert your SURGE and instead keep making the interest and watching the SURGE token rise in price as LSTR rises.

If you're holding HBD, what are you waiting for?