Thanks for ontroducin me to Venus. I've stayed out of all Ethereum DeFi. Main reason: Fees!!! ETH isn't accessible. Even if you could trust centralized platforms they can't do anything against governments. They can give away all your data or confiscate your funds.
Crypto isn't even legal in some countries and after COVID-19 lockdowns governments are looking for money. They are going to be coming for your crypto. I think I've got less than $10 on centralized exchanges.
RE: (Bitcoin Challenge Update) - Moving away from Celsius, say hello to Venus.