I'd like to see a stablecoin pairing, but would prefer USDC over USDT given some of the sketchy things in Tether's past. IMO need to add other mechanisms to stabilize the price action as well; maybe allow the same 3.5 day conversion from HIVE ---> HBD instead of only one way from HBD ---> HIVE. We should also look at the 10% figure required to trigger the haircut and consider raising it so extra HIVE is not printed when the price action is already low, putting further selling pressure on HIVE. I would be curious to see the effect of a 15% or 20% figure of HBD/HIVE market cap before haircut triggers.