it depends on how often that happens. if its me in real life then its almost certain that i dont lose money and i am a responsible person. so i will talk to them about it. i remember having one such talk with my dad back in the day when i told him that why did he need to shout at me when he could say the same thing to me calmly and i will listen to him as well. it helped alot.
if however i am not an honest person and i have quite a few weaknesses of my own then i cannot take the high morale ground either.