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No offence
@achim03, on the darker side, What happens to CTPSB in your absense is also a question?
This is an important point. The keys were with a second person when it was linked with CTP. Since then, I run it alone and I'm working on a solution for to make sure that somebody else also has the keys in case something happens to me.
RE: How CTPSB provides a higher APR than holding Hive Power