I can understand your concern regarding AlgoStables.
Did DEI also allow for a debt ratio of more than 100%?
I did the opposite move to yours which was I moved all my UDSC to HBD and at the moment they are in Savings but for me it's not worrying if the HBD does depeg for a few days/weeks.
RE: I am staying away from algo stablecoins, HBD included