Undoubtedly, 20% of APR in HBD can be a great incentive for HBD to attract new investors but before that happens we have to solve a problem that is the liquidity of the HBD which is too low and currently the process to have HBD is not the simplest in the world.

However, I think the liquidity that will be created at Polygon through Polycub can help a lot in terms of liquidity.