Indeed it is...

I am always on a constant hunt for 10%+ yields, in crypto, and the non crypto world too. Real life 10%+ yields are really hard to find... most stuff cleverly disguises 'ponzi' with lots of smoke and mirrors. Nothing new there... ponzi schemes are as old as schemes themselves.

Solid, capital preserving, mostly passive, practical yields above 10%... are REALLY REALLY hard to find, and mostly non existent without huge investment.

The HBD 'savings account' is a 'hidden gem'. HBD Savings bonds are a brilliant idea. The balancing mechanisms between HIVE and HBD are the best I've seen in the crypto world... In my humble opinion, this balancing mechanism is what sets HIVE apart from all the 'money grabs' out there and gives homage to sound economic principals.

Thanks for your your work TM, your a content beast!!!

!LOLZ