Not to be confused with CryptoPumas - PumaPay

PumaPay's open source Pull Payment Protocol is a comprehensive blockchain solution which offers robust payment mechanisms. The Pull Payment Protocol was designed from the ground up specifically to overcome existing hurdles and offers a set of tools developed to facilitate onboarding processes for both businesses and individuals. PumaPay will allow you to:

Plug-in various billing solutions to enable easy acceptance of cryptocurrencies directly.
Offer customers comprehensive and flexible billing solution, addressing all common billing practices, including recurring, pay-per-use, single payments, etc.
Eliminate chargebacks and exorbitant middlemen transaction fees ranging from ~3% to as high as ~15%.
Increase trust between the customer and business by using special security and privacy.

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The PumaPay Pull Payment Protocol is designed to:

Standardize and enable comprehensive payment methods over the blockchain

Decentralize the billing industry and save businesses substantial costs on various mediators

Increase the use of cryptocurrency in online and offline markets to commercial levels

Enable powerful launch partners to disrupt their markets by creating a decentralized version of their platforms

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The Pull Payment Protocol is aimed to reinvent everyday payment by using a new innovative architecture of smart contract called "PullContract". Pull contracts use cases:

Fixed Amount Recurring Payments
A user can scan a QR code with their wallet to subscribe to an online Magazine, after scanning the QR code a YAML file will be displayed on the wallet explaining the terms of the PullContract. Once accepted the user is subscribed and the magazine is now able to make PullRequests from the users account every month.
Pay Per Use
Start and stop a service, like online consultancy, once the service is completed the correct amount of PumaPay Tokens are transfered to the service provider. Or the Service can end when the user runs out of Tokens.
Fixed Time Recurring Payment
For Electric or Gas variable monthly payments.
One Time / Single
To pay a restaurant bill.
Shared Payment
To split revenues for things like affiliate marketing and automate payment to the supplier and affiliate.
Restricted Payment
To limit payments based on certain parameters (no more shoes), or authorise / decline transactions by a third party (a worried husband)
Money Back Guarantee
If a frequent customer was granted a money back guarantee and they fulfil pre set criteria, tokens can be released from the contract and returned to the customer's wallet.