Dear @remlaps

My good friend @devann shared this publication with me.

I must admit that I've never used word "endowment" before and in the beginning I found it a bit confusing to understand meaning of it. Thx for solid explanation what endowment is about.

the keys to the first account would be destroyed

Why? Would it really be necessary? It sounds like a huge put-off and I cannot imagine many users willing to do it. It require absolute trust between both parties. Hard to achieve.

Interesting read (it may be a bit to long :)
Yours, Piotr