The author is absolutely correct. “Safe as money in the bank” is the biggest lie in modern finance. Putting money in doesn't mean storing it. You're lending it to the bank. They don't owe you a goddamn thing unless they feel like paying.

The CBDC nightmare is upon us. Money with a use-by date? Spending caps? Algorithmic control over your purchasing power? That’s not “financial inclusion.” That’s digital detention.

Cash is the last refuge. Once it's out of the way, you're at the mercy of the system. And it doesn’t