Excessive DHF funds should be burned, the inflation is far too high and we are overpaying for most initiatives. Some of the people doing 'the work' are not keeping minutes and are being paid hundreds of dollars a day even if they are taking days off or working a fulltime job elsewhere. We also have duplicate projects and overlaps such as multiple things to hold keys, multiple front ends, etc. Why are we paying for more? And don't get me started on the Steem monsters or whatever they call it, Splinterlands now. They are taking $1000s per day and giving zero back to hive. We should loan businesses money not provide them with grants. This is why I won't invest another cent in Hive and it scares other people away.
As for charity, the world is full of suffering. If we give one user money, more will come. It will be endless. Corporate charity is mostly done because of the tax write-offs and free advertising. If someone wants to come along and submit some proposal to make a better way to give, I wouldn't support that either. Just tag charity, help, etc. and hope for the best or use another platform. Hive is struggling, the market cap should be 5 to 10 times larger, the users should be growing exponentially and people who have been here for years should being doing great. This is not the case. Ask for money when the price of hive is $5.00 not $0.2x
RE: DHF fund thoughts and use for personal causes