I hope the title of this post isn’t misleading as in you were thinking I will be sharing prepping tips or giving you the answer to that question.
It’s actually quite the opposite.
Several years ago I would have been embarrassed to make a post about this subject.
My husband and I have been married for almost 17 years and have been renting every since. The way society is setup makes you feel like a failure if you haven’t owned a home by the time you’re in your mid 30’s to 40’s. For the longest I was ashamed to reveal that we were still living in an apartment.
When people would ask about where we live I never actually said the word apartment, I would always refer to it as our home (because a home is wherever you live).
That’s all in the past as I could care less what people think. We’re not trying to keep up with the Joneses and don’t have anything to prove. With being a one income household we knew we had to be smart and ready when it came to buying a house.
We didn’t want to end up in bad financial situations because we rushed into something we really weren’t ready for (both mentally and financially). We wanted to take the time to research and gain the knowledge we needed to make wise educated decisions instead of depending on someone else to tell us what we should know.
I want us to have a thought out plan and know what we’re looking for and why.
Honestly, with having children back to back like we did, renting was the best route for us. We never had to worry about the yard or maintaining the property. I loved that I only had to focus on raising our children and keeping the house clean…all the other cares came with the rental agreement.
Things have changed and we are tired of renting. We’ve ran into multiple issues and problems lately and we’re just fed up. The cost of renting now is so ridonculous, especially when you notice the property value and quality of care going down while the rent prices consistently rise.
You want us to pay what and you still haven’t fixed this or done that and intentionally ignore the other?! 😳😵💫
We are done with renting and are currently planning and preparing for homeownership.
The timeframe we are looking at is within the next 18 months. We are ready and it is time for a new chapter in our lives. It’s time to start building equity instead of putting hundreds of dollars into someone else’s pockets.
Our eldest daughter is thirteen. I have always hoped we would buy a home before our kids were grown and gone. This is something I’ve always wanted them to experience with us…a place we can truly call our own.
We have been talking to several homeowners and gathering as much helpful info as we can. It’s one thing to search online and watch videos but when you can actually talk to someone with firsthand knowledge that’s all the more better.
Our evenings have been spent looking into first time buyer programs and grants. We are also hoping some of the cryptos and passive income projects we currently have will be a great asset for our financial needs. Spending less and saving more is our main goal for the next year.
Anyway we can save costs we want to know about it.
I want this to be a joyous experience for us. The more we know and the better prepared we are the more we will enjoy the process. Home buying has been made out to be a scary stressful experience but I think that all depends on how prepared you truly are.
I was very excited to share this news with you. I’m hoping you can share some tips and advice on buying a house. I’ll take the good and bad because we’re going to need to know.
I’ll be back to share how our planning and knowledge building is going.
Thanks a Bunch ~ ❤️🏠
