We are heavily influenced by our peers/surroundings. A lot of our parents had no financial education. They did what they knew best.
much of the world are surrounded by people who are continually reinforcing a scarcity mindset, as well as poor financial hygiene

This is a very good reason to cut the bad influences and protect your mind. Throughout the day one can notice how the virus of bad thinking corrupts other minds. I think that many don't even realize how badly influenced they are because they have been sitting in that environment for too long. And that can include negative family members, friends, coworkers, partners. I wish more people would have the courage and determination to see beyond the bubble