Congrats on being a millionaire with GIFU, have been hearing a lot, but my other goals restricts me not to invest on that.
As for as #holozing is concerned, I want to get into that, but lack of funds right now restricts me only to send some HP delegation and earn zing tokens, will plan for buying few Alpha atleast in new year :)
I am sure those HBD savings are earning you a nice return with 15% APR.
I need to include that as a goal for next year as that is One of the nice Ones to earn in savings.

Have a great Sunday :)