This is a great stablecoin reference article and will be reblogged for the https://coin-Logic.com audience!

So we are stacking HBD and putting it into savings.

We lend USDC from Nexo as a loan against our Bitcoin and ETH holdings. Send the USDC to use for bills, etc on a Coinbase debit card, which then pays back 4% in XLM which is then sent back to Nexo to earn 5% APR. Then as the XLM grows, we use it to pay back the loan. We also use Defi rewards from BNB to pay back the loan as well and then keep building collateral once the loan is paid back. This gives us more USDC to spend/trade/ or whatever we use it for. Sometimes to build more defi yield exposure!