At 1.05 per HBD it is break even, so you won't be losing any money if it were there. But part of the conversion is still selling the HBD for more than 1.05 to make the profit back in HIVE. Right now HBD is 98 cents so you paid 1.05 for each HBD through the swap so if you sell them for .98 you will incur a loss. You're just gonna have to wait with the HBD and sell it like any other coin when it spikes. I would not do any more conversions right now, never again unless HBD gets well over 1.05. that's the risk of this swap wit the 3 day waiting period, the gamble was that HBD wasn't gonna plunge.