Just one penny at a time, start by saving in their pocket. I agree saving can be tough for a lot of people that are living day to day, not everyone has the same situation as I do coming from the US where there is a bank in every town or corner. Thanks for pointing this out, in their case they need to first save hope, to save the good ideas in their mind, after that the extra money would hopefully somehow flow to them, especially if they put the good ideas to practice. Where there's a will, there's a way - is an old saying I hear a lot about this subject.