There are two types of reward in the credit cards, the points and the next is cashback. Now both is different for different people. People who want to accumulate points and later do big purchase then they can go with reward points. People who want to get the cashback and use that to reduce their burden from the next statement then they can go with cashback.
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I have both type of cards, one which gives points and one which gives the cashback. I have Diners Club Privilage which gives the points and I have Tata Neu Infinity card which gives 10% cashback for some category and 1.5% cashback for all the category. Now this is a great card but then their is another card which is like the best cashback card out their.
SBI cashback is one such card which gives 5% cashback always when you shop online. For example, if you shop online for say 10K then you will get Rs 500 cashback and then that 500 can be used from the next cycle. So people use that card to buy the Amazon Voucher and then use the Amazon Voucher to pay like a UPI. So that means you will get always 5% cashback if you are using the SBI cashback card.
So it is one of the great card which gives 5% cashback for all your online shopping. And that's why it is the best cashback card out there. So people who want to have the cashback then I guess SBI is one of the best card out there. I don't have the SBI cashback card yet because I was not able to get the SBI card somehow. But I am still trying and hopefully in the future I might be eligible for it. So if you want to have a good card which is simple then can go with the SBI cashback and always get the 5% cashback for online shopping.
