I have been completely using the Credit Card or UPI for all my payment. Be it Rs 5 or Rs 5K all my transactions were using the online transactions in that mostly I was using the UPI. I have also setup the Credit Card in the UPI so that now all my Credit Card transactions are also happening using the UPI.
PC; Pixabay.com
But from the last few days we have seen some instances where the UPI was not working at all, i.e. UPI outrages were there. And because of that people were not able to pay. Now when you don't have the cash with you then there would br a problem. I was also relying on ghe UPI but now I keep some cash with me. If it's a big shop I try to pay using the Credit Card directly and if not then try to pay using the UPI.
And now I am keeping the cash so if the UPI doesn't work I can pay using the cash. But still there is a problem. I have to keep the cash in change because not everyone will have the change to give you. So keeping the cash is one thing and keeping the change is another. And that's why I try to keep some cash with changes in my wallet for situations like these.
Now when you are travelling, it's better to also keep the cash because of the network problem and that's why having the cash is always good. When I travel by train, I always keep tha cash because the network is poor in the train and if I want something then it's better to pay by the cash.
