We buy a lot of things for our house daily or monthly based on the requirements. Some months there are more requirements of certain things and some months there are less requirements of certain things and we buy it accordingly. Some months there are festivals and you need more items for household whereas there are months where there is not much requirements and thus you spend less.
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Now whenever we buy things most of us try to save as much as possible. For example, if your grocery list is set then you can actually go through app and find out the best rate out of so many options and get the best rate. I know it's time consuming but you can save some good amount of money. In my case I go to DMart every month and get most of the items from there. You get most items for the cheapest rate.
Next is when something I have to buy then I check multiple sites and get the best rate out of these sites. And along with that I use Credit Card which gives me 5% to 10% discounts on grocery shopping and thus reducing my grocery expenses. So even if it takes some time to go and get the grocery or finding the best rate out of multiple apps, it's fine because you are saving some amount.
This amount might not be a very big amount but atleast you are saving some amount which can help you lowering your grocery expense as well as increase some saving. And thus Credit Card usage becomes so much better because you can earn additional cashback by just ordering groceries. There is a Credit card HSBC Live+ which gives you 10% discount on every grocery shopping and thus you get additional discounts. If you are getting a Rs 5K grocery, then Rs 500 will be saved just by using the credit card.
