With most of the Credit cards getting devalued and a lot of cards out of reach for many because of their requirements, the Axis Atlas Card is becoming a hot take for many. It is a premium card and gives quite good reward points if you use it for the maximum benefit.
PC: Pixabay.com
Axis Atlas is mainly for people who are mostly into travel. Now, as of today middle class or upper spend a lot of money on travel, and thus having this card is actually beneficial for them. But even though you spend around 3 Lakhs in a year using the Axis Atlas card and correctly transfer the points for the maximum benefit, you can easily get around 8 to 9% returns.
Axis Atlas has a tie-up with different partners, but the best partner for the reward redemption is Accor, which is a hotel chain which gives the maximum benefit. So if you are using the Axis Atlas, you can literally stay in 3-star and above Properties for a very low cost, all thanks to Axis Atlas.
The problem with these Credit Cards, which I have faced, is that they get devalued very fast; they might be good now but in a few days their reward get decreased and it's of no great use. This is happening for a lot of cards, and thus we have to actually change the credit cards based on the maximum benefits. Also, we should not change our spending based on the Credit card but we should get the credit card as per our spending.
I have not taken Axis Atlas yet because I don't have a high spending, and thus I am happy with 1 to 5% returns, which I am getting. But if my expenses increase and I find the value of these cards, then I will surely use these cards.
