The art of budgeting is a skill that still alludes to this day. I don't even make plans of how to spend money, I just act on impulse and pray I don't pay for it later. The only difference at this point is I know what my needs and wants are and that has saved me a lot. Recently I have been locking up some of my funds for an extended period and that has also been of great help. I think I not to instill budgeting into my 2026 so help me God