My dilemma with HBD is there are a few ways that I’m able to spend it :D Splinterlands being the most expensive! It’s all good though, these are funds for spending when we see a good opportunity instead of sitting there constantly.

I think this is a good experiment to have for a few months and then regroup to see how it goes. I hope they don’t increase it to like 30% lol I’m good with 20 but higher than that would be foolish.