I think we should give first to our local church preferably then to other charities and needs we want to support. Then save secondly, then live off the rest. I believe most people do it the other way around, but then spend it on themselves save or give little and have nothing left over at the end of their pay period. The Bible surely gives us wisdom we just have to read it constantly and throughout our lifetime. We can learn so much on how to live life from it.