I think what you’re trying to do is what we actually should be working towards if we had a deflationary currency! For example the money you earn would increase in purchasing power so you’re savings get better with time putting less strain to earn and more on time to what you want and if that earns you more that’s great

Jobs would be better rewarded, prices would be cheaper as less money chasing more goods and we wouldn’t have to do this work to live situation and also make better financial decisions.

Inflation isn’t inherently bad just when you keep doing it until you basically trickle up all the wealth it is