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Hello @frederickbangs.
Financial planning is linked to savings, since these savings can mean monetary funds available and at the disposal of when we need them, however it is a pity that in countries with high inflation like my country savings are out of reach, although I in particular save in cryptomone, because saving in the national currency (bolivars) is suicide.
Greetings and thanks for sharing this good post.
RE: Regular financial mistakes that must be curbed if wealth is desired