Hello @mandate, very interesting your question, from my point of view I think that before answering your question is necessary to analyze the economic scenario of the country where the person who wants to save is living and I say this because in Venezuela as much as you try to save is quite difficult I do not say it is impossible but doing it is uphill, this due to hyperinflation which is going through our country, then the few bolivars that people get product of their work must invest them in food almost immediately because in a matter of hours and devalued.
Now to answer your question, saving is a habit or quality that is educated from a very young age and if we have this habit well rooted, saving will be very simple and we will have no problems in doing it.

Excellent article.